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Material Considerations

• The distinction between these types of insurance is vital because they dictate whether bumper replacement will be covered under different circumstances. For instance, if a bumper is damaged in a low-speed collision with another car, collision insurance would typically be applicable. However, if the bumper is damaged due to hail or vandalism, comprehensive insurance might be the relevant coverage. Policyholders must carefully review their insurance policies to understand what is included and what is excluded. This knowledge helps in making informed decisions when filing claims for bumper replacement.

• Funding Allocation

• The Importance of Regular Vehicle Maintenance